Tochka Bank Acquiring

Tochka Bank Acquiring

The add-on connects a CS-Cart online store to Tochka Bank internet acquiring. Customers pay on the bank's secure payment page, while the store automatically receives a verified operation result.

Payments, order statuses, refunds, and receipts can be managed from the familiar CS-Cart admin panel.

Purpose

The add-on helps stores accept online payments through Tochka Bank and reduces manual order reconciliation. It links each order to a specific payment operation, verifies its amount and state, and then applies the order status selected by the administrator.

Main features

• Payments by bank card, SBP, Tinkoff, and Dolyami.
• One-stage payments with immediate capture and two-stage payments with a funds hold.
• Automatic receipt of payment results from the bank with an additional operation status check.
• Payment-result mapping to order statuses for each payment method.
• Capture of authorized payments.
• Full and partial refunds from the order details page.
• Payment operation and bank notification logs with filters.
• Order item data for receipts required by Russian fiscal regulations.
• Configurable logging and safe retries for informational requests after network errors.

How it works

The administrator creates a payment method, connects Tochka Bank credentials, selects the available payment options, and maps order statuses. When an order is placed, the add-on creates a separate payment operation and redirects the customer to the bank payment page.

Returning to the store is not treated as payment confirmation. The add-on checks the result with the bank, verifies that the operation belongs to the order, and changes the order status only after validation.

Payment, refund, and receipt details are available on the order details page. Administrators can use operation and notification logs for troubleshooting.

Location in admin

System logging is configured under Settings → Logging → Tochka Bank; optional file logging and network retries remain in the add-on settings. Bank credentials, payment options, order statuses, and fiscalization are configured in the payment method settings. Actions for an individual payment are available on the order details page.