Sberbank Credit Payment

Sberbank Credit Payment adds a CS-Cart payment method for orders paid through Sberbank credit or installment financing. The customer selects credit payment at checkout, continues on the bank form, and the store receives the application result and updates the order status automatically.

What it is for

The add-on is useful for stores that want to sell higher-value products and let customers buy now while paying later by credit or installments. It connects a CS-Cart order with Sberbank Internet Credit, sends the cart contents, total amount, customer contacts, and credit product parameters to the bank.

Key features

• adds the “Sberbank Credit” payment processor;
• supports both credit and installment scenarios;
• allows specifying available installment terms;
• sends order items, shipping, amount, VAT, email, and phone to the bank;
• redirects the customer to the Sberbank application form;
• handles customer return and bank notifications;
• changes the order status when credit is approved or rejected;
• supports test and live operating modes.

How it works

The administrator creates a payment method, selects the “Sberbank Credit” processor, and enters connection credentials, VAT rate, product type, installment terms, and order statuses. When a customer places an order with this payment method, the add-on registers the application in Sberbank and redirects the customer to the bank form. After the bank response, the CS-Cart order receives the status selected for approved or rejected credit applications.